Recent Posts by Nick Ward

Freehold Or Leasehold Property In The UK? Do You Know The Difference?

Do you know the difference between a leasehold and freehold property in the UK? We are regularly asked by clients, “what are the main points I need to consider with respect to the difference between Freehold and Leasehold property”. This question is raised not for a technical understanding but to assist in the decision of…
Read more

Decreasing Home Ownership

In less than 20 years less than 50% of us will own a home   There was an interesting article in the Mail today referring to the reduction of homeownership in the UK , and stating that a recent report estimates that those that own a home will be less than 50% of potential owners…
Read more

The UK Mortgage Market Review & The Expatriate Or Foreign Investor

Once upon a time there was a business relationship between UK banks and overseas property investors that was open, transparent and as investors were keen to buy, banks were keen to lend.   Unfortunately that is where the ‘story’ stalls, as there is no ‘happy ending’!   As the property market went into decline from…
Read more

Unmortgageable Properties

Not every property ‘For Sale’ or in an auction is acceptable by Buy to Let Lenders, in fact some properties can be only suitable for cash buyers.   Some of the standard reasons for a Bank refusing to lend, are obvious at outset and can be avoided such as no kitchen or bathroom, on the…
Read more

Recent Comments by Nick Ward

No comments by Nick Ward yet.