What we do

We know too well, the challenges of searching for and buying property from a distance. After assisting you in making the important initial decision of whether property investment is suitable for you, we then lead you through the full process.

We provide a complete and comprehensive service to UK Expatriate or Foreign individuals who are interested in acquiring UK property ranging from a single buy-to-let to a full portfolio. With over 15 years experience of investing in the UK property market, we have a network of partners and professionals who can take you from search to completion, from tenant management to sale, acting as your consultant throughout the process.

We will source, refurbish if required, manage and sell your property when you are ready, a truly holistic service and one stop shop!

The Brits in Dubai Interview, June 2020

Anthony Burke of Brits in Dubai interviews Jackie Fitzgerald of Homes or Houses on Buying and Managing UK Residential Property as an Overseas Based Investor or Expat Investor

Why Homes or Houses Invest in the North East of England 26th June 2020

Founder Jackie Fitzgerald explains why Homes or Houses Invest exclusively in the North East for their Investors.


Our service covers sourcing investment property, assisted acquisition and letting of property on your behalf. The service involves ten steps as follows:

Step 1

Initial meeting or discussion and follow up email specifying your requirements as agreed.

Step 2

You appoint us to carry out Research to your requirements specifically, through the payment of the ‘intention to proceed fee’. This fee instructs us to research, view, assess and recommend properties specifically suitable to meet your requirements.
£995 inc. VAT.

Step 3

When we have sourced suitable opportunities we will provide you with a financial due diligence analysis which will assess appropriate purchase offer price, yield and potential capital gain. In addition we will also report as to whether refurbishment (cosmetic or full) is required.
Covered by Step 2 fee.

Step 4

We will then make the appropriate offers agreed with you, appoint solicitors and surveyors where required and will manage the full process through to legal exchange and completion.
Covered by step 2 fee.

Step 5

Assuming legal completion is achieved, an exchange fee equal to a % of the property purchase price (see fee schedule) is payable on exchange of contracts. This fee varies in respect of property value but not length of time of search or length of time for purchase.

Step 6

We will appoint a local professional agent in the location of your property to advertise your property on all portals and arrange all viewings over 6 days a week. The agent will also collate all applicant ID, right to rent documentation, and credit and Landlord references prior to carrying out a full reference service. The final findings will be sent to Homes or Houses as your attorney and will be passed to you with our recommendations for acceptance or refusal of the tenant’s application.

Step 7

We will fully manage the property on an ongoing basis, with full checks conducted on tenants and regular property inspections.
Monthly management fees are dependent on number of units within your portfolio.

Step 8

We will always be responsible for sourcing new tenants at the end of an agreement although we encourage long term tenancies as this is the best route for yourself, alternatively if your exit strategy is a sale then we can manage this whole process for you too.

We are part of the Redress Scheme which is provided by the Property Ombudsman

We are members of the Client Money protection Scheme. Please click here for further information.