Trusted Professional Partners

We work with a number of independent professional organisations that may be of interest to our clients.

We work with a number of trusted professional partners who provide specialist services to support our clients. Browse the organisations featured below and complete the enquiry form at the bottom of the page if you would like to discuss how they may be able to help you.

Liquid Complete Limited – Mortgage Services.

For almost 15 years Liquid Expat Mortgages has provided all forms of finance for anyone looking to purchase or remortgage in the UK. Anyone who has tried to obtain a UK mortgage or UK remortgage whilst working or living outside the UK will appreciate the complexities of organising any type of mortgage. With time zone differences, identity requirements, no UK credit footprint, foreign currency salaries and other legal requirements from lenders, it’s easy to give up on finding your ideal mortgage.

Our end-to-end service has helped customers worldwide secure their specific mortgage whether they remain in their host country or if they are coming back to live in the UK. We are a totally independent specialist expat broker with qualified mortgage consultants and are registered with the Financial Conduct Authority (FCA) for total peace of mind. We have developed solid and long-standing relationships with over 50 UK lenders including specialist boutique and niche lenders you won’t find on the high street.

Brown & Brown – Commercial and Residential Buildings Insurance

Brown & Brown provides access to strong insurance partnerships, enhanced insurance products, risk management resources, and specialised experience from a worldwide network of insurance professionals. Therefore, Brown & Brown can provide valuable support to our customers in navigating your diverse insurance needs and ensuring a comprehensive approach to risk management. Located in Billericay, our team of Business and Personal Insurance professionals remain dedicated to providing solutions to the local community and beyond, as we have done for over 40 years. Through personalised service and a deep understanding of each customers’ unique requirements, we aim to deliver comprehensive solutions that keep you protected if met with the unexpected.

Bannister Property Services – Energy Performance Certificates

Bannister Property Services Limited is a local Domestic Energy Assessor Company based near Chester le Street, providing EPC certificates across the North East. We offer fast and reliable Energy Performance Certificates (EPCs) for homeowners, landlords, and estate agents, with most appointments available within 24–48 hours.

TH WARD – Chartered Tax Advisor

For the past 30 years the Founder of TH WARD, Martin Wardle, has been giving tax advice. Being a Chartered Tax Advisor allows him to apply expert knowledge and experience to any scenario. This allows landlords to pay the lowest legal level of tax. Since becoming a landlord himself over 25 years ago his focus shifted and that focus on landlord tax has helped deliver tax advice to thousands of landlords. With all works overseen by Martin our focus is on providing as much clarity as possible on the whole tax process. Whether you are a landlord buying your first property or a 50 property veteran looking to sell up tax clarity is key. Clear sight of upcoming liabilities and tax planning opportunities is critical in allowing you to make the most of your ever critical cash flow.

DeVere – Foreign Exchange

deVere Foreign Exchange (dVFX) helps private and corporate clients transfer money securely and efficiently worldwide.

Whether you’re purchasing overseas property, repatriating funds, making pension withdrawals, investing abroad or managing business payments, our experienced team provides competitive exchange rates, dedicated account management and a simple, transparent service from start to finish.

With secure client accounts, access to over 30 currencies and personalised guidance, deVere FX helps clients move their money with confidence while reducing the cost of exchange rates compared with many traditional banks.

JRB – Residential Surveyors

JRB Chartered Surveyors blends traditional professional values with a forward-thinking digital approach. By integrating modern methods of surveying including using drone technology together with our bespoke automated software, we’ve streamlined the surveying process allowing us to deliver survey reports in an accurate and timely manner for clients All surveys are carried out by Directors of the Company who are qualified and experienced Chartered Surveyors and registered RICS Valuers. We are experts in the field of residential surveys and valuations, having carried out thousands of surveys and valuations across the north east for over 20 years.

IMPORTANT INFORMATION

Homes or Houses Ltd is a property sourcing and management company and is not authorised or regulated by the Financial Conduct Authority (FCA) to provide mortgage, investment, financial, legal, tax, or estate planning advice.

The organisations listed on this page are independent third-party providers. We have included details of these firms because they may be of interest to our clients and, based on our experience, have provided services that clients have found helpful. The inclusion of any organisation, service or website link does not constitute a recommendation, endorsement, or advice by Homes or Houses Ltd, nor does it imply that a particular product, service, or provider is suitable for your individual circumstances. Any decision to contact, instruct or engage with a third-party provider is entirely your own. You should undertake your own due diligence and obtain independent professional advice appropriate to your personal circumstances before proceeding. Homes or Houses Ltd accepts no responsibility or liability for the advice, products, services, acts, omissions, performance, or outcomes arising from your dealings with any third-party provider introduced, referenced, or linked through this website. Any contract entered will be solely between you and the relevant provider.

Where a provider is subject to regulation, clients should satisfy themselves that the firm holds the appropriate authorisations and permissions. For example, mortgage advice and arranging activities should only be undertaken by firms authorised and regulated by the Financial Conduct Authority. If Homes or Houses Ltd receives an introducer fee or other commercial benefit from any referral, this will be disclosed to you in accordance with applicable legal and regulatory requirements. Such arrangements do not increase the cost of the service unless expressly stated by the relevant provider. By using the links and information provided on this page, you acknowledge that Homes or Houses Ltd is acting solely as an introducer and does not provide advice in relation to the services offered by these independent organisations.